Financial Matters

Charges as of 1 October 2016

Accident & Emergency

SERVICES & FACILITY FEE $114

Inpatient Charges

Daily Ward Charges - Acute Ward
PATIENT CLASS OF WARD ACCOMMODATION
Singapore Citizen Class A Class B1
$430 $225
Class B2 Class C
$73 $36
Permanent Resident Class A Class B1
$430 $254
Class B2 Class C
$125 $81
Resident Foreigner/Non-resident Class A Class B1
$430 $281
Ward Class B2 Ward Class C
$224 $193


Daily Ward Charges - Intensive Care Unit

PATIENT CLASS OF WARD ACCOMMODATION
Singapore Citizen Class A Class B1
$857 $683
Class B2 Class C
$257 $116
Permanent Resident Class A Class B1
$857 $771
Class B2 Class C
$457 $316
Resident Foreigner/Non-resident Class A Class B1
$857 $857
Class B2 Class C
$857 $857

 
Daily Ward Charges - High Dependency Ward

PATIENT CLASS OF WARD ACCOMMODATION
Singapore Citizen Class A Class B1
$551 $354
Class B2 Class C
$131 $68
Permanent Resident Class A Class B1
$551 $496
Class B2 Class C
$260 $197
Resident Foreigner/Non-resident Class A Class B1
$551 $551
Class B2 Class C
$551 $551

Outpatient Consultation Fees

Subsidised - Singapore Citizen

DOCTOR FIRST VISIT REPEAT VISIT
Senior Consultant Up to $36 Up to $33
Consultant
Registrar
Medical Officer


Subsidised - Permanent Resident

DOCTOR FIRST VISIT REPEAT VISIT
Senior Consultant $54 $50
Consultant
Registrar
Medical Officer


Private Patient

DOCTOR FIRST VISIT REPEAT VISIT
Senior Consultant $125 $94
Consultant  $109 $85
Registrar  $94  $60
Medical Officer  $58  $52

Day Surgery Charges

PATIENT FACILITY FEE
Singapore Citizen $41
Permanent Resident $71
Private Patient $130

 

 NOTE:

  • Hospital fees shown for B2 and C class wards are based on the assumption that patient receives maximum subsidy.
  • A patient's visit will be classified as a new consultation/visit if:
    1. S/he has been discharged from the hospital.
    2. The last visit has lapsed by more than 12 months.
  • Consultation charges listed above exclude joint consultation fees.
  • All charges are rounded to the nearest dollar.
  • Charges are inclusive of 7% GST, except in the case of subsidised patients, whereby the GST is absorbed.
  • Specialist Outpatient Clinics Means Testing is applicable to subsidised patients with effect from 1 September 2014. Subsidised items will be at 50% to 70% subsidy based on individual patients’ monthly household income. In addition, the Pioneer Generation will receive a further 50% off their subsidised bill.
  • Charges are subject to change without prior notice.

Deposit Payment

  • A deposit is required for:
    - Admission to Ward Class A and B1
    - Certain procedures in Ward Class B2 or C (due to the Medisave withdrawal limit)
  • Deposit payments can be made in cash, by NETS, local cheque or credit card (Visa, MasterCard® or American Express).
  • Patients are required to provide a Letter of Guarantee from their employer or insurance company for partial or full waiver of the deposit payment.
  • Non-resident patients are required to provide:
    - Letter of Guarantee from a local firm, a Singaporean with earning income or insurance company; OR
    -
    Banker's Guarantee

Change of Ward Accommodation

Upgrade of Ward Accommodation

Patients may request for an upgrade of the ward accommodation, subject to availability.

  • A deposit is required if the upgrade is from a subsidised ward to a private ward.
  • All charges, except for the standard daily ward charges, incurred from the time of admission at the lower ward class until the time of the upgrade will be re-computed and charged according to the higher ward class.

Downgrade of Ward Accommodation

  • Patients may request for a downgrade of ward accommodation, subject to availability.
  • If the patient is due for discharge within 24 hours, the request to downgrade will not be accepted.
  • A patient who requests for a downgrade from Class A or B1 ward accommodation to Class B2 or C will be required to undergo means testing, provided that the interim bill has not exceeded $15,000.
  • Downgrade of the standard daily ward charges and all service charges will only apply from the time that the patient is physically transferred to the downgraded ward.

A patient's visit will be classified as a new consultation/visit if:

  • S/he has been discharged from the hospital without a follow-up outpatient appointment. 
  • The last outpatient appointment/visit to the hospital was more than 12 months ago.

Patient Categories

Outpatients will be classified as private or subsidised patients according to the following terms.

Subsidised Patient

A subsidised patient refers to a Singapore Citizen or Singapore Permanent Resident who has been referred to a public restructured hospital without specifying a particular specialist. The hospital will assign a specialist according to its discretion.

The patient’s first visit to the public restructured hospital is via:

  • Referral letter from:
    - A public restructured hospital under subsidised status;
    - A public restructured hospital’s Accident & Emergency department;
    - A polyclinic; 
    - The Singapore Armed Forces
  • Discharge from inpatient ward class B2 or C

Subsidy is only applicable for Singapore Citizens and Singapore Permanent Residents who are not existing private patients for the same medical condition.

Private Patient

A patient will be classified as a private patient if the visit is via/the result of:

  • Self-referral or walk-in
  • Referral letter from:
    - General Practitioner;
    - Private Hospital;
    - Public restructured hospital under private patient status and/or specifying a consultant by name;
    - Polyclinic and/or specifying a consultant by name
  • Discharge from inpatient ward class A or B1
  • Industrial accident

Using Your Medisave to Pay the Hospital Bill for Yourself or Your Immediate Family Members

Immediate family members refer to:

  • Spouse
  • Child
  • Parent
  • Grandparent (Your grandparent must be a Singapore Citizen or Singapore Permanent Resident)

Upon your/the patient’s admission, you should inform the Admissions staff of your intent to use your Medisave to pay the hospital bill for yourself or your immediate family.

Please bring along your:

  • NRIC OR
  • Passport OR
  • CPF membership card

You will also need to sign a Medical Claims Authorisation Form to authorise the Central Provident Fund (CPF) Board to make a deduction from your Medisave account to pay for the hospital bill.

Using Your Medisave to Pay the Hospital Bill for Non-immediate Family Members

Non-immediate family members refer to:

  • Brother
  • Sister
  • Uncle
  • Aunt
  • In-law
  • Niece
  • Nephew

You may use your Medisave to pay the hospital bill for non-immediate family members if the patient:  

  • Is a Singapore Citizen or Singapore Permanent Resident
  • Is staying in a B2 or C-class ward
  • Does not have a Medisave account
  • Has immediate family members who do not have enough Medisave funds and cannot afford to pay the hospital bill
  • Is a dependent of the Medisave account holder

Please visit the Ministry of Health website for more information on Medisave withdrawal limits.

Medishield is a low-cost medical insurance scheme that helps Medisave account holders and their dependents meet the costs of treatment of serious or prolonged illnesses. It covers Medisave account holders who are Singaporeans or Permanent Residents who have not opted out of Medishield.

If you are not sure if you or your dependents are covered under Medishield, you may check with the Central Provident Fund (CPF) Board or request for our staff handling your admission to check for you.

If you are covered under Medishield at the time of your hospitalisation, you may claim part of your hospital bill from Medishield, subject to the applicable deductible amount.

NTFGH will assist to submit claims on behalf of our patients to the CPF Board.

Medishield will not pay for the treatment of pre-existing illnesses for which the patient has received medical treatment 12 months before the start of the Medishield cover.  It will also not cover certain categories of treatment, eg. congenital anomalies, cosmetic surgery, delivery charges, mental illness, personality disorders, etc.

Private Medical Insurance (PMI) is a scheme that allows CPF members to use their Medisave savings to buy Medisave-approved Integrated Shield Plans for themselves and their dependents.

Dependants refer to:

  • Spouse
  • Parents
  • Children
  • Grandparents

Each insured person can only have one Medisave-approved Integrated Shield Plan paid with Medisave.